Skip navigation

Robert Cull

Robert Cull is a Lead Economist in the Finance and Private Sector Development Team of the World Bank’s Development Research Group. 

Titles by This Editor

Empirical Foundations of Financial Inclusion

About 2.5 billion adults, just over half the world’s adult population, lack bank accounts. If we are to realize the goal of extending banking and other financial services to this vast “unbanked” population, we need to consider not only such product innovations as microfinance and mobile banking but also issues of data accuracy, impact assessment, risk mitigation, technology adaptation, financial literacy, and local context.